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It's never too soon to start retirement planning - what are your goals?

A better way of life starts with better financial solutions, and Klugman Associates has the means to provide those solutions, face-to-face, one client at a time.
 
Please call Klugman Associates for information on the Retirement Planning.

College Planning?

Sometimes the hardest part of planning something is just figuring out where to start.
How much will it take to send your kids to college? Where will you get the money? How should you invest it?

Get on track to finding the right savings plan for your child’s education.  Learn about all your options -- and how you can help achieve them by calling Lew Klugman.		    
 

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401(k) Plans
Annuity
Cafeteria Plans
College Planning
Mutual Funds
Profit Sharing Plans
Retirement
Tax Savings Plans

Looking for more tax deferred savings? Are you retired and want lifetime income? Do you want guaranteed income, growth and flexibility? Talk to Lew Klugman and let him show you the way.

 

 

Getting in touch with Lew and Michael Klugman is easy. You can call, email or video conference with them by using Skype.

Registered Representative of and Securities offered through ING Financial Advisers, LLC (member SIPC).  Registered variable annuities are sold by prospectus which contains additional information regarding the charges and expenses.  Call us for a free copy.  Read carefully before you invest or send money.  Supervisory office: ING Financial Advisers, 22 Century Hill Drive, Suite 101 Latham, NY 12210-2455; Phone: 518-738-0043.

Klugman Associates, Inc. is an independent agency and not a corporate affiliate of ING Financial Advisers, LLC (Member SIPC).

You should consider the Investment objectives, risks, and charges and expenses of the variable product and its underlying fund options carefully before investing.  The prospectuses/prospectus summaries contain this and other information, which can be obtained by contacting your local representative.  Please read the information carefully before investing.
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