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What are you going to do with all of that money you saved for retirement?

One option is an annuity, a long-term retirement contract that can give you regular income for life instead of forcing you to manage a big lump sum.

But these tax-deferred investment choices can be complicated and may not be the best use of your money.

Is an annuity right for you?

Figure it out here. Klugman Associates can help. Call us. Our consultation is always free. For more on Klugman Associates Click Here.

    
 

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Looking for more tax deferred savings? Are you retired and want lifetime income? Do you want guaranteed income, growth and flexibility? Talk to Lew Klugman and let him show you the way.

 

 

Getting in touch with Lew and Michael Klugman is easy. You can call, email or video conference with them by using Skype.

Registered Representative of and Securities offered through ING Financial Advisers, LLC (member SIPC).  Registered variable annuities are sold by prospectus which contains additional information regarding the charges and expenses.  Call us for a free copy.  Read carefully before you invest or send money.  Supervisory office: ING Financial Advisers, 22 Century Hill Drive, Suite 101 Latham, NY 12210-2455; Phone: 518-738-0043.

Klugman Associates, Inc. is an independent agency and not a corporate affiliate of ING Financial Advisers, LLC (Member SIPC).

You should consider the Investment objectives, risks, and charges and expenses of the variable product and its underlying fund options carefully before investing.  The prospectuses/prospectus summaries contain this and other information, which can be obtained by contacting your local representative.  Please read the information carefully before investing.
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